”Today people who hold cash equivalents feel comfortable. They shouldn’t. they have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value”  warren Buffett.

Investing is a way to increase the amount of money you have by putting it into financial products ranging from bank account, money market accounts, stocks, bonds, precious stones and properties. There are different types of investments which include but are not limited to growth investment, shares, property, defensive investments, cash investment and fixed investment. Investments are generally a brilliant idea, but not many people pay enough attention to it. There are a number of reasons why people do not invest, and they all sum up to not being properly informed. Luckily that is what this post is about, educating you on investments specifically to shares investment.

Shares are units of ownership interest in a corporation, and can be acquired by;

Subscription, this is the signing of the memorandum of association of a company during incorporation whereby at least one share is taken by a member signing.

Allotment, this is the allocation of a specific number of shares of a company to a person upon application.

Transfer, this is where the shares and interest of a member in a company is transferred subject to the company’s articles it can be done by way of sale

Transmission, this happens upon the death of a shareholder his shares are now vested in his legal personal representative or survivors.

Investing in shares is another means of earning money outside your regular source of income and with Nigeria’s economy, we all need that extra cash. There are a range of potential companies to invest in, and one which was recently listed in the Nigerian Stock Exchange Market is the MTN Nigeria shares. MTN Group Limited formally M-Cell, is a South African multinational mobile telecommunications company, operating in many African, European and Asian countries, having Its head office in Johannesburg.

The Nigerian Stock Exchange has approved the listing of MTN Nigeria shares on the nation’s bourse. Barring unforeseen circumstances MTN would be listing a total of 20,354,513,050 shares at N90 per share. NAN reported that MTN Nigeria shares would emerge the second largest company on the nation’s bourse after Dangote Cement, with a market capitalization of N1.83tn.

There are a number of benefits investing in shares, they include

  1. Potential capital gains from owning an asset that can grow in value over time, and can be inherited.
  2. Potential income from dividends
  3. Lower tax rate on long-term capital gains
  4. By nature, shares that are listed are very liquid product and can be bought and sold quickly over exchange platforms
  5. Some listed shareholder companies from different market sectors offer lavish discount to shareholders when they buy goods or services from the companies or their affiliates.

Although the advantages of shares investments are juicy, they are equally risky, and it is only fair that we list out the disadvantages as well, to enable you make an informed decision on shares investment.

  1. The dividends are not fixed nor controllable
  2. It has a high risk
  3. Fluctuation in market price
  4. Residual claim
  5. Financial loss

It is important to understand that life in general is about taking risks, and business is not an exception, and the biggest risk is not taking any risk at all. Ultimately what you have to do before investing is making adequate research on what you are investing in, to know what you are getting yourself into or get the assistance of a broker, they help with financial advice on investing and can help with the whole process from start to finish. If you still have doubts in investing, I would leave you with these words. A ship in harbour is safe, but that is not what ships are built for.

Spread the love

Leave a Reply

Your email address will not be published. Required fields are marked *

  • Hair and skin connoisseur @ayabacosmetics will be live at our “mente at 6” edition of mente de Moda on the 7th of July, with 100% organic & cosmetic grade products. 
#menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • @jessicarindzclothing will be live at mente de Moda on the 7th of July with affordable, quality bespoke unisex clothing and ready to wear clothing. 
#menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • Food is life and for that reason @tees_cuisine will be live on the 7th of July at our mente at 6 edition of mente de Moda, with mouthwatering dishes and yummy grills. 
#menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • If you’re looking for something exciting to participate in that will benefit your business then you’re at the right place. 
Mente de Moda has always prioritised SME’s and we strongly believe that local retail is the future. The mente de Moda platform is for you!! Visit our website to book a stall today for our next edition on the 7th of July so you can be part of the businesses that testify to the benefits of mente de Moda. 
#menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • The Mente De Moda brand is widely known for rewarding customer loyalty with customer satisfaction. Time after time, MDM has undoubtedly stayed on course and exhibited only the finest of indigenous brands, providing a meeting point for retailers and their customers. 
#menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • If you are a vendor, and you need to showcase your product to a larger scale, Mente at 6 shopping party is meant for you. I am sure you have been hearing about Mente De Moda but you are a bit skeptical about booking a stall, these are a number of reasons why you should. 
1. It’s consistency. Mente has been on for about 6 years and thus understands what you need to thrive in this economy. 
2. Mente has helped and supported growing Vendors just like you reach their peak. 
3. This edition of Mente is going to be different as more work has been put into its success, and to crown it all, we are having a NIGHT MARKET as well. 
4. It avails you the golden opportunity to market your brand and of course cash out. 
5. It’s going to be a celebration!!! #menteat6 #mdmat6 #anniversary #localretail #lifestyle #fashion #food #drinks #celebration #whattodoinlagos #shoppingparty #retail #summertime #mentedemoda #fashion #eventsinlagos #vendors #shoppers #family #friends #funday #sales #discounts #mdm #shoppingfair #ultimateshoppingexperience #julyedition #party #turnup
#biggestshoppingparty
  • I’m sure by now you already know Mente de Moda is unconventional. 
We’re not your typical shopping fair, and for part of our activities we’ve introduced an exciting new one, you can rent your own jet ski or boat 😁

For 30 mins you can ride a jet ski for only 5,000 Naira, cruise the Lekki Ikoyi area or anchor right by the garden, the choice is yours. 🚤 🎿 
#menteat6 #mdmat6 #anniversary#localretail #lifestyle #fashion #food#drinks #celebration#whattodoinlagos #shoppingparty#retail #summertime #mentedemoda#fashion #eventsinlagos #vendors#shoppers #family #friends #funday#sales #discounts #mdm#shoppingfair#ultimateshoppingexperience#julyedition #party #turnup
#biggestshoppingparty
  • we have multiple fabric and textile vendors waiting to cater to your fabric needs on the 7th of July, if you’re not the ready to wear type and you’ll rather buy fabrics and sew your preferred clothes yourself then Mente de Moda is the place for you. 👗👚👔👖 #menteat6 #mdmat6 #anniversary#localretail #lifestyle #fashion #food#drinks #celebration#whattodoinlagos #shoppingparty#retail #summertime #mentedemoda#fashion #eventsinlagos #vendors#shoppers #family #friends #funday#sales #discounts #mdm#shoppingfair#ultimateshoppingexperience#julyedition #party #turnup
#biggestshoppingparty

Follow Us on Instagram